hbajer Terms & Conditions – Complete Platform Usage Guidelines

By accessing the hbajer (hereinafter referred to as the "Platform") website and registering an account, you are deemed to have read, understood, and fully accepted all the terms and conditions stated below. These terms constitute a legally binding agreement between you and hbajer.

These Terms & Conditions apply whenever you use hbajer's website, services, or any associated platform. If you do not agree with any part of these terms, please refrain from using the platform.

2.1 Age Requirement & Eligibility

To register an account on hbajer, you must be 18 years of age or older. Providing a false date of birth during registration will result in account termination, and all deposited funds may be forfeited.

2.2 One Account Policy

Only one account is permitted per person, household, or device. If multiple accounts are detected:

• All accounts will be closed immediately.
• All bonuses will be forfeited.
• Any existing balance may be forfeited.
• Legal action may be taken if necessary.

2.3 KYC (Know Your Customer Verification)

Hbajer conducts a KYC process for security purposes. The following documents may be required before your first withdrawal:

• Copy of National ID (NID) or passport.
• A recent utility bill or proof of address.
• Proof of ownership of the mobile banking account.

2.4 Account Security Responsibility

You are solely responsible for keeping your hbajer account login credentials (username and password) confidential. hbajer is not liable for any unauthorized use of your account.

3.1 Bet Limits

The following limits apply when betting on hbajer:

• Minimum Bet: ৳100 per bet.
• Maximum Bet: Varies based on account level and match type.
• Accumulator: Maximum 16 selections.

3.2 Odds & Markets

Hbajer always strives to offer the most competitive odds available. However, odds may change under the following circumstances:

• Player injury or team changes.
• Changes in weather or pitch conditions.
• Significant in-match events (in live betting).

3.3 Bet Cancellation Policy

Hbajer reserves the right to void bets under the following circumstances:

• If a match is cancelled or postponed.
• Incorrect odds displayed due to a technical error.
• If evidence of fraudulent activity is found.
• If any irregularity is detected in a betting market.

3.4 Cash-Out Policy

Hbajer's cash-out feature lets you settle a bet before the match ends. The cash-out value is determined by current market conditions. In some situations, the cash-out option may not be available.

Hbajer offers a variety of bonuses and promotional offers, each with its own specific terms. The general bonus terms and conditions are outlined below.

4.1 Welcome Bonus

• New members receive a 100% bonus on their first deposit (up to ৳5,000).
• This bonus can only be claimed once.
• To withdraw your bonus, you must complete x15 wagering on the combined total of your deposit and bonus.
• Wagering must be completed within 30 days.

4.2 Cashback & Rebate

• A 5% cashback is available on weekly losses.
• Cashback is credited to your balance every Monday.
• No wagering requirement applies to cashback.

4.3 Bonus Abuse Policy

Hbajer takes a strict stance on bonus abuse. The following activities will be considered bonus abuse:

• Claiming bonuses from multiple accounts.
• Providing false information to claim a bonus.
• Coordinating bets in an attempt to circumvent bonus terms.

5.1 Deposit Limits

• Minimum Deposit: ৳500
• Daily maximum deposit: ৳1,00,000
• Accepted Methods: bKash, Nagad, Rocket

5.2 Withdrawal Rules

• Minimum Withdrawal: ৳1,000
• Daily maximum withdrawal: ৳2,00,000
• KYC must be completed before your first withdrawal.
• Withdrawals may only be made via the same method used for the original deposit.

5.3 Currency

Hbajer processes transactions exclusively in Bangladeshi Taka (BDT). Foreign currency transactions are not currently supported.

5.4 Payment Verification

Hbajer follows international anti-money laundering standards. Suspicious transactions may be temporarily held and additional documentation may be requested.

Hbajer is committed to maintaining a fair and honest betting environment. The following activities are strictly prohibited:

• Creating or using multiple accounts.
• Betting using another person's account.
• Placing bets using bots or automated software.
• Match fixing or using insider information to place bets.
• Payment fraud or chargeback abuse.
• Attempting to hack or gain unauthorized access to the platform's systems.
• Coordinated betting to abuse bonuses.
• Harassing or defrauding other users.

Hbajer believes betting should be a form of entertainment, not a solution to financial problems. We encourage all users to bet responsibly.

7.1 Self-Limit Feature

Each hbajer account comes with the ability to set the following limits:

• Daily / Weekly / Monthly deposit limits.
• Daily betting limit.
• Loss limit.
• Session time limits.

7.2 Self-Exclusion

If you wish to take a break from betting, you may request a temporary self-exclusion for a set period (7 days to 5 years) or a permanent account closure.

Hbajer places the highest priority on protecting users' personal data. We safeguard all information using 256-bit SSL encryption.

Hbajer uses your information for the following purposes:

• Account management & verification.
• Transaction processing.
• Sending relevant promotions and offers.
• Fraud prevention and legal compliance.

Your information is not shared with third parties unless required by law. For more details, please visit our Privacy Policy Read.

9.1 Closure at User's Request

You may close your hbajer account at any time. Before doing so, please ensure:

• All active bets have been settled.
• Available balance has been withdrawn.
• No pending withdrawals.

9.2 Closure by hbajer

Hbajer reserves the right to suspend or close any account under the following circumstances:

• Violation of Terms & Conditions.
• Evidence of fraudulent activity.
• Providing false identity or information.
• For legal reasons or by government order.

10.1 Changes to Terms

Hbajer reserves the right to amend these terms and conditions at any time. In the case of significant changes:

• A notification will be sent to the registered email or phone number.
• The update date will be published on the website.
• A 7-day notice will be given before any changes take effect.

10.2 Dispute Resolution

Any dispute between hbajer and a user will first be addressed through mutual negotiation. If no resolution is reached, the matter will be referred to an international arbitration tribunal.

10.3 Governing Law

These terms are governed by international online gaming regulations. hbajer is a licensed platform operating in accordance with international standards.